Michael has over ten years of industry experience, taking up various roles and gaining valuable technical knowledge along the way. As an experienced planner his expertise are invaluable to clients from a range of backgrounds and life stages.
Michael’s main focus is working with his clients to explore their desired goals, then mapping out the route to achieving them. From a technical perspective this comes in the form of matching client goals with an appropriate investment strategy, while also utilising any tax planning opportunities that arise on the way.
Michael has helped Hartsfield lead the way in offering ‘Responsible Investment’ solutions for those clients who wish to make their money work for them, while also having a positive global impact.
Statement of professional standing
All financial planners and advisers must have an up-to-date Statement of Professional Standing (SPS). This shows they are suitably qualified for the position and have carried out the required amount of Continuous Professional Development (CPD).
You can see the qualifications Michael holds by clicking the button below.
Advanced Diploma in Financial Planning – APFSThe Level 6 Advanced Diploma builds on existing knowledge enabling advisers to demonstrate specialist planning capabilities and offer a sophisticated and comprehensive approach to financial management.
Diploma in Regulated Financial Planning – DipPFSThe Level 4 Diploma meets the FCA’s qualification requirements for retail investment advisers, demonstrating core technical knowledge and financial planning capabilities across six core areas.
Certificate in Pension Transfer Advice – PTSPension Transfer Specialist. The Level 4 Certificate demonstrates the in-depth knowledge and practical skills needed by anyone seeking to advise on the transfer of safeguarded benefits.
Certificate in Financial Services – Cert CII (FS)The Level 3 Certificate demonstrates knowledge and understanding of the financial services industry in general, including regulation, legislation, and key retail investment products.
Certificate in Life & Pensions – Cert CIIThe Level 3 Certificate demonstrates knowledge and understanding of the sector and its activities, key customer needs, solutions and products and the regulatory and legislative environment.
European Financial Adviser – EFAThe mission of the European Financial Planning Association is to set, promote and implement high quality standards for competence and ethical behaviour for the financial advisory sector throughout Europe, benefiting the profession, financial firms and clients.
International Business – MScUniversity of Exeter
Financial Planning Process (AF5)Assesses advisers advanced financial planning capabilities. Tests the practical application of technical knowledge and planning skills already gained, supporting the provision of competent and appropriate advice.
Pensions Transfers (AF7)Assesses the specialist knowledge and skills needed for advising on the transfer of safeguarded benefits.
Retirement Income Planning (AF8)Assesses the advanced skills needed for advising on income planning to those in and approaching retirement. Applying knowledge and tools for formulating suitable strategies regarding fund withdrawals, investment risks, estate planning and other later life concerns.
Financial Services, Regulation and Ethics (R01)Assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
Investment Principles (R02)Assesses a knowledge and understanding of investment products and the application of the investment advice process.
Personal Taxation (R03)Assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
Pensions and Retirement Planning (R04)Assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.
Financial Protection (R05)Assesses a knowledge and understanding of an ability to analyse financial protection planning issues.
Financial Planning Practice (R06)Assesses advisers financial planning capabilities. Tests the practical application of technical knowledge and planning skills already gained, supporting the provision of competent and appropriate advice.
UK Financial Services, Regulation and Ethics (CF1)The objective of this unit is to develop an understanding of the financial services industry including regulation and legislation.
Investment and Risk (CF2)This examination assesses a knowledge and understanding of investment products and the risks involved.
Retirement Planning (CF4)This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
Integrated Financial Planning (CF5)Assesses the candidates’ ability to apply their knowledge and understanding of the financial services industry and its regulation.
Accreditations and awards
What matters most
What matters most to Michael about working for Hartsfield?
I thrive when working in the Hartsfield team. My colleagues are also friends and an extended part of my family. The team is just the right size; not too big and not too small. As a team we support and help each other to provide the best advice for all our clients.
And of course, some competitiveness through the Fantasy Football league brings a little bit of friendly rivalry to the workplace too!
What matters most to Michael about his specific role?
Helping clients to understand how they can achieve their goals in life.
When I see how hard clients work for their money, it’s great to help them look after it and most importantly, enjoy it! I feel privileged to be a part of my client’s decisions on their future, and for that I am very thankful.
What matters most to Michael outside of work?
In my free time I enjoy spending time with family and friends. I’ve always liked to travel; whether a coastal trip in the UK or further afield, I can always be found exploring new places.
Hockey is also real passion of mine; I have played for many years and it has taken me all over the world.
Get in touch
If you’d like to speak to us or book an initial meeting, you can contact us directly or, alternatively, drop us a message here.