Michael Blair FPFS, APFS, MSC
Chartered Financial Planner
michael.blair@hartsfield.co.uk
Bristol & Cheltenham Office
Professional
Michael has over ten years of industry experience, taking up various roles and gaining valuable technical knowledge along the way. As an experienced planner his expertise are invaluable to clients from a range of backgrounds and life stages.
Michael’s main focus is working with his clients to explore their desired goals, then mapping out the route to achieving them. From a technical perspective this comes in the form of matching client goals with an appropriate investment strategy, while also utilising any tax planning opportunities that arise on the way.
Michael has helped Hartsfield lead the way in offering ‘Responsible Investment’ solutions for those clients who wish to make their money work for them, while also having a positive global impact.
Statement of professional standing
All financial planners and advisers must have an up-to-date Statement of Professional Standing (SPS). This shows they are suitably qualified for the position and have carried out the required amount of Continuous Professional Development (CPD).
Click here to see Michael's Statement of Professional Standing
Qualifications
You can see the qualifications Michael holds by clicking the button below.
Qualifications
Fellowship of the Personal Finance Society
Advanced Diploma in Financial Planning – APFS
The Level 6 Advanced Diploma builds on existing knowledge enabling advisers to demonstrate specialist planning capabilities and offer a sophisticated and comprehensive approach to financial management.Diploma in Regulated Financial Planning – DipPFS
The Level 4 Diploma meets the FCA’s qualification requirements for retail investment advisers, demonstrating core technical knowledge and financial planning capabilities across six core areas.Certificate in Pension Transfer Advice – PTS
Pension Transfer Specialist. The Level 4 Certificate demonstrates the in-depth knowledge and practical skills needed by anyone seeking to advise on the transfer of safeguarded benefits.Certificate in Financial Services – Cert CII (FS)
The Level 3 Certificate demonstrates knowledge and understanding of the financial services industry in general, including regulation, legislation, and key retail investment products.Certificate in Life & Pensions – Cert CII
The Level 3 Certificate demonstrates knowledge and understanding of the sector and its activities, key customer needs, solutions and products and the regulatory and legislative environment.European Financial Adviser – EFA
The mission of the European Financial Planning Association is to set, promote and implement high quality standards for competence and ethical behaviour for the financial advisory sector throughout Europe, benefiting the profession, financial firms and clients.International Business – MSc
University of ExeterEXAMS
Financial Planning Process (AF5)
Assesses advisers advanced financial planning capabilities. Tests the practical application of technical knowledge and planning skills already gained, supporting the provision of competent and appropriate advice.Pensions Transfers (AF7)
Assesses the specialist knowledge and skills needed for advising on the transfer of safeguarded benefits.Retirement Income Planning (AF8)
Assesses the advanced skills needed for advising on income planning to those in and approaching retirement. Applying knowledge and tools for formulating suitable strategies regarding fund withdrawals, investment risks, estate planning and other later life concerns.Financial Services, Regulation and Ethics (R01)
Assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.Investment Principles (R02)
Assesses a knowledge and understanding of investment products and the application of the investment advice process.Personal Taxation (R03)
Assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.Pensions and Retirement Planning (R04)
Assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.Financial Protection (R05)
Assesses a knowledge and understanding of an ability to analyse financial protection planning issues.Financial Planning Practice (R06)
Assesses advisers financial planning capabilities. Tests the practical application of technical knowledge and planning skills already gained, supporting the provision of competent and appropriate advice.UK Financial Services, Regulation and Ethics (CF1)
The objective of this unit is to develop an understanding of the financial services industry including regulation and legislation.Investment and Risk (CF2)
This examination assesses a knowledge and understanding of investment products and the risks involved.Retirement Planning (CF4)
This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.Integrated Financial Planning (CF5)
Assesses the candidates’ ability to apply their knowledge and understanding of the financial services industry and its regulation.Long Term Care Insurance (CF8)
Assessing an understanding of long term care contracts.Certificate in Mortgage Advice – Cert CII (MP)
The Level 3 Certificate meets the FCA’s qualification requirements for mortgage advisers. It develops an understanding of the sector and the mortgage process, enabling advisers to meet individual client needs.Certificate in Equity Release
Accreditations and awards
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Get in touch
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