What we do

SSAS services for business owners

We are a specialist provider of Small Self-Administered Schemes (SSAS). We use our experience and knowledge to help business owners take advantage of the significant benefits available from using a SSAS. 

A SSAS can be complex, but with us by your side every step of the way, you can set up a scheme, make investments and take benefits when you retire. 

What is a SSAS?

A Small Self-Administered Scheme (SSAS) is a type of defined contribution pension scheme which an employer can run for up to 12 members. The primary aim of a SSAS is to provide an income for its members in retirement.

A SSAS is no new kid on the block; they are tried and trusted, having been around since the 1970s. At Hartsfield, we have a vast amount of experience in setting up this type of scheme.

Want to know more about how a SSAS works and how it can benefit your business?

A SSAS Explained

5 benefits of a SSAS


Control over your investments

SASSs have wider investment powers than more traditional pension schemes. A SSAS can own your business premises, or, in some circumstances, lend money back to your business or buy shares in it.



Small-Self Administered Schemes are extremely tax-efficient. Your SSAS will not pay Income Tax or Corporation Tax on any income it receives or on the growth of the assets it holds. Contributions made by your company will usually receive Corporation Tax relief.



Small Self-Administered Schemes offer greater flexibility and wider investment options than other pension schemes.


Allows you to purchase property

You can use your SSAS to buy a commercial property and lease it back to your company, allowing you to take advantage of tax efficiencies here, too.


Pension consolidation

As well as contributions, a SSAS can receive transfers in from other pension schemes. However, you should always take regulated financial advice before transferring existing pensions into a SSAS to ensure that you do not lose any entitlements.

Experience and knowledge to deliver what matters most

We have decades of experience and knowledge, which we will use to help you achieve your goals.

Our financial advisors provide a safe pair of hands and deliver peace of mind to business owners, allowing them to focus on what matters most to them.

You can find out more about our SSAS services for trustees and how they could help you on our specialist Hartsfield Trustee website.

Visit the Hartsfield Trustee website

What you can expect from us

hartsfield Service matters

Service matters

We’ll ensure you have a dedicated, single point of contact, who knows you and your business really well, to help you deal with the day to day management of your scheme.

hartsfield Clarity matters

Clarity matters

We know that setting up and running a SSAS can be complex. We’re here to smooth out the complications and give you a clear view of your options.

hartsfield Choice matters

Choice matters

A SSAS can provide significant flexibility when compared to other pensions. We’ll make sure you understand all the choices available to you and the benefits of each option.

hartsfield Results matters

Results matters

Results matter. That’s why we’re very proud of the fact that in our 2020 Client Survey, 87.72% of our clients said that working with us had helped, or would help, them to achieve their financial goals.

If you are interested in the Hartsfield SSAS and would like to hear how it could benefit you and your company, please get in touch with the Hartsfield Trustee Services team.

Contact us

Get in touch

Ready to take the next step towards your financial goals? Call or email your local office to book a free financial consultation. Better still, pop in and see us. And if you’re short on time, just leave us a message here and we’ll call you.

Bristol Office

Cheltenham Office

Wiltshire Office