What do you need to be thinking about?

Financial planning in retirement

This guide is for people in retirement. You may be already retired completely, or partially there. If you’re semi-retired then you’ll probably have a clear timeframe of when you want to take that final step and stop working.

Retirement should be a time of relaxation and enjoyment after forty years or more of working. It’s a chance to do more of what you want, whether that be travelling and ticking some items off the bucket list, taking up a new hobby, or spending more time with your grandchildren.

But it goes without saying that your financial position will be a key decider in whether you’re able to fulfil your retirement dreams.

Many issues will impact your finances during retirement. The aim of this guide is to set out some of the areas you should be focusing on, help you feel more prepared for the future and give you some practical guidance on where you can find answers to your questions. By taking control of your finances, you can gain the peace of mind and sense of security that are essential if you want to enjoy your retirement.

This guide covers:

  • Your income
  • Employment / Self-employment
  • Cashflow planning
  • Reviewing your pension investment
  • Reviewing your other investments and savings
  • Your property
  • Your health
  • Annuity purchase
  • Inheritance
  • And more…

We are a team of independent financial planners with offices across the South West. Our purpose is to improve your financial wellbeing, something we’ve been doing with our clients for over ten years. Our aim, in everything we do, is to help you make good choices and put you in control of your finances, giving you the freedom to pursue what matters to you.

If you have questions or concerns about your retirement plans after reading this guide, then please get in touch

One of our dedicated retirement planners would be happy to talk through your options. We’re independent financial planners which means we’re not limited when it comes to the solutions we can recommend to you. It also means that the advice we give you is always based solely on what we believe is right for you.

Get in touch

If you’d like to speak to us or book an initial meeting, you can contact us directly or, alternatively, drop us a message here.

Bristol Office

Cheltenham Office

Wiltshire Office