If you want to invest in property but don’t have the funds to buy a building outright, taking out a mortgage is an option.
Investing in property has always been popular. Many of us are attracted to property investment because a building is a tangible asset that we can see and touch – a very different proposition to stocks and shares.
And, historically, investment in property brings a favourable return, if viewed as a long-term investment.
Investing in property
So you have decided you want to invest in property, but you need a mortgage in order to do so. What are you options? If you already have a mortgage on your own home, is this even possible?
The team at Hartsfield can help. Our specialist mortgage advisers can sit down with you and go through your options – as is always the case with raising a mortgage, there are many different combinations of types of mortgages and available lenders. And we will talk to you about what protection you need to put in place to ensure repayments can be met should your circumstances change.
You may want to invest in buy-to-let properties; you may want to invest in let-to-buy – where you let your own home, and buy another which you then live in.
Perhaps you have some spare money to invest, maybe you have retired and want some rental income, or possibly you want to investigate property investment as part of estate planning.
Our mortgage advisers are on hand to talk to you about investing in property, taking into account your overall financial circumstances, and to help you locate the mortgage that is right for you.
And once we have pinpointed a mortgage we’ll take on the burden of all the paperwork and liaison to make sure the mortgage application is accepted quickly, and your purchase can go ahead.
To chat about investment mortgages, please get in touch with the team at Hartsfield.
TAXATION OF PROPERTY
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