8 steps to building a retirement plan

Readying your finances for retirement

If you’re approaching retirement, congratulations! You are about to embark on a major life change; a change you’re hopefully relishing.

Your retirement should be a chance to reap the rewards of a lifetime of hard work: a chance to enjoy your leisure time, tick some accomplishments off that bucket list and spend more time with those you love. However you choose to spend it, retirement is there to be enjoyed.

The purpose of this guide is to lead you through some of the simple steps you can take to start building a plan for your retirement. And to help provide you with some answers to those, and other questions.

This guide covers:

  • Establishing your retirement lifestyle goals
  • Calculating the basic income level you’re going to need
  • Considering how long your retirement might last
  • The impact of inflation
  • Where your retirement income will come from
  • Your personal pension pots
  • Your State Pension forecast
  • Support and guidance

We are a team of independent financial planners with offices across the South West. Our purpose is to improve your financial wellbeing, something we’ve been doing with our clients for over ten years. Our aim, in everything we do, is to help you make good choices and put you in control of your finances, giving you the freedom to pursue what matters to you.

If you have questions or concerns about your retirement plans after reading this guide, then please get in touch

No-one’s retirement should be characterised by money troubles, which is why we’re here to offer advice and support. We’re independent financial planners which means we’re not limited when it comes to the solutions we can recommend to you. It also means that the advice we give you is always based solely on what we believe is right for you.

Get in touch

If you’d like to speak to us or book an initial meeting, you can contact us directly or, alternatively, drop us a message here.

Bristol Office

Cheltenham Office

Wiltshire Office